Ratnakar Securities Pvt. Ltd.

BANK OF INDIA

NSE : BANKINDIABSE : 532149ISIN CODE : INE084A01016Industry : Bank - PublicHouse : PSU

BSE108.151.35 (+1.26 %)

PREV CLOSE ( ) 106.80

OPEN PRICE ( ) 108.15

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 784772

TODAY'S LOW / HIGH ( )107.15 109.45

52 WK LOW / HIGH ( )90 158

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Particulars	Mar2024	Mar2023	Mar2022	Mar2021	Mar2020
SOURCES OF FUNDS:
Share Capital	45534.07	41043.05	41043.05	32776.63	32776.63
Equity - Authorised	60000.00	60000.00	60000.00	60000.00	60000.00
Equity - Issued	45538.45	41047.43	41047.43	32781.00	32781.00
Equity Paid Up	45526.68	41035.66	41035.66	32769.23	32769.23
Equity Shares Forfeited	7.39	7.39	7.39	7.39	7.39
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00
Share Warrants & Outstandings	0.00	0.00	0.00	30000.00	0.00
Total Reserves	660278.48	563286.36	524175.46	437025.66	417954.86
Securities Premium	219180.90	173847.00	168260.48	121209.00	359032.88
Capital Reserves	34221.58	33525.68	34407.41	31208.26	26299.13
Profit & Loss Account Balances	73388.00	34767.77	19977.39	-887.88	-237879.28
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	333487.99	321145.91	301530.17	285496.28	270502.13
Reserve excluding Revaluation Reserve	591526.41	493736.81	454358.17	373979.50	354242.49
Revaluation Reserves	68752.07	69549.55	69817.29	63046.15	63712.37
Deposits	7406114.38	6721941.22	6299807.51	6290983.56	5573864.27
Demand Deposits	372830.88	351575.03	350975.69	327943.81	303386.47
Savings Deposit	2375675.78	2224686.44	2168494.57	1976581.14	1728378.45
Term Deposits / Fixed Deposits	4657607.72	4145679.76	3780337.25	3986458.62	3542099.36
Current Deposits	0.00	0.00	0.00	0.00	0.00
Recurring Deposits	0.00	0.00	0.00	0.00	0.00
Other Deposits	0.00	0.00	0.00	0.00	0.00
Borrowings	809602.70	650152.25	268211.16	324641.06	397524.66
Borrowings From Reserve Bank of India	145000.00	26920.00	35190.00	35190.00	188770.00
Borrowings From Other Banks	362.02	451.58	521.40	139.30	0.00
Borrowings From GOI	0.00	0.00	0.00	0.00	0.00
Borrowings From Other Financial Institutions	487232.17	503773.83	152812.12	203022.68	22936.83
Borrowings in the form of Bonds / Debentures	96520.00	91520.00	76520.00	83520.00	83000.00
Borrowings in Other Form	0.00	0.00	0.00	0.00	0.00
Borrowings From Out of India	80488.51	27486.84	3167.64	2769.08	102817.83
Other Liabilities & Provisions	319665.83	282369.47	296781.19	210880.93	206553.82
Bills Payable	16576.87	16228.81	17144.82	14177.59	11271.67
Inter-office adjustment Liabilities	0.00	0.00	0.00	0.00	1816.39
Interest Accrued	32008.95	25795.82	17513.25	16476.92	19554.59
Proposed Dividend	0.00	0.00	0.00	0.00	0.00
Corporate dividend tax payable	0.00	0.00	0.00	0.00	0.00
Other Liabilities & Provisions	271080.00	240344.84	262123.12	180226.43	173911.18
Total Liabilities	9242803.54	8260357.50	7431313.31	7327900.98	6630188.40
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	388939.47	443815.49	405303.24	609303.76	294465.46
Cash with RBI	367409.67	422142.89	380834.33	576103.37	262027.89
Cash in hand & others	21529.80	21672.60	24468.92	33200.39	32437.56
Balances with banks and money at call	442290.16	403017.30	511785.66	657632.49	571625.14
Investments	2345919.82	2113235.52	1802739.53	1916930.10	1623229.08
Investments in India	2237821.01	2001542.11	1704968.60	1847657.56	1553939.76
GOI/State Govt. Securities	2026584.30	1820401.63	1546540.54	1669102.28	1406786.45
Equity Shares - Corporate	12383.90	13732.85	11762.59	11147.02	11353.24
Debentures & Bonds	117177.21	105048.14	105185.95	129305.96	80188.15
Subsidiaries and/or joint ventures/Associates	23576.29	19654.52	17765.15	14162.58	14549.56
Units - MF/ Insurance/CP/PTC	40657.63	32191.85	16947.15	18760.01	37226.62
Other Investments	17441.68	10513.12	6767.22	5179.71	3835.74
Investments outside India	108098.82	111693.41	97770.93	69272.54	69289.32
Government securities	91508.77	93844.59	74903.63	50126.74	44580.21
Subsidiaries and/or joint ventures abroad	2560.21	2169.81	0.00	0.00	0.00
Other investments outside India	14029.85	15679.01	22867.30	19145.80	24709.11
Less: Prov for Diminution in Value of Invest.	0.00	0.00	0.00	0.00	0.00
Advances	5666437.80	4886876.99	4230011.36	3676673.46	3706440.85
Bills Purchased & Discounted	429032.83	361983.16	174634.40	92462.05	91314.54
Cash Credit, Over Draft & Loans repayable	2146312.43	1876178.74	1660778.46	1523037.65	1767126.61
Term Loans	3091092.55	2648715.08	2394598.50	2061173.77	1847999.70
Finance lease and hire purchase receivable	0.00	0.00	0.00	0.00	0.00
Advances Others	0.00	0.00	0.00	0.00	0.00
Gross block	148064.94	140865.67	133026.66	122141.83	119672.04
Premises	92339.27	92061.92	89236.06	81874.83	81945.34
Assets Given on Lease	0.00	0.00	0.00	0.00	0.00
Other Fixed Assets	55725.67	48803.75	43790.60	40267.00	37726.70
Less: Accumulated Depreciation	46289.82	41364.39	37325.59	35770.96	32019.11
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	101775.12	99501.28	95701.07	86370.87	87652.94
Lease Adjustment	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	1500.15	1104.29	2860.05	3643.11	2926.91
Other Assets	295941.02	312806.63	382912.41	377347.18	343848.03
Inter-office adjustment Assets	37718.79	20715.18	71919.50	55890.06	32.11
Interest Accrued Assets	57301.67	37833.58	28602.13	29812.03	31413.00
Tax paid in advance/TDS	55345.19	68620.02	73723.97	48828.36	57816.27
Stationery and stamps	132.26	113.18	98.28	78.00	64.36
Non-banking assets acquired	0.00	0.00	0.00	0.00	0.00
Deferred tax asset	29003.75	66587.11	87214.35	128260.53	137603.95
Miscellaneous Expenditure not written off	0.00	0.00	0.00	0.00	0.00
Assets Others	116439.37	118937.57	121354.16	114478.22	116918.35
Total Assets	9242803.54	8260357.50	7431313.31	7327900.98	6630188.40
Contingent Liabilities	4477177.27	3791178.86	4233189.03	4537941.77	3523213.66
Claims not acknowledged as debts	41242.90	17039.17	18100.47	26202.65	14993.04
Outstanding forward exchange contracts	3915136.81	3263626.68	3691875.46	4046903.33	2946240.23
Guarantees given in India	246978.37	216862.10	207857.66	218123.05	225143.99
Guarantees given Outside India	35849.40	27918.37	39793.73	31422.82	41528.84
Acceptances, endorsements & other obligations	197274.11	224823.92	240526.46	183479.76	172126.81
Other Contingent liabilities	40695.68	40908.62	35035.25	31810.15	123180.74
Bills for collection	285543.51	291895.11	276113.74	249139.68	250632.33
Book Value	139.93	130.32	120.72	124.13	118.10
Adjusted Book Value	139.93	130.32	120.72	124.13	118.10

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Ratnakar Securities

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BANK OF INDIA

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