Ratnakar Securities Pvt. Ltd.

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFCHouse : MNC

BSE1051.6528.3 (+2.77 %)

PREV CLOSE ( ) 1023.35

OPEN PRICE ( ) 1026.20

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 45826

TODAY'S LOW / HIGH ( )1018.85 1061.35

52 WK LOW / HIGH ( )750.05 1553

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Particulars	Mar2024	Mar2023	Mar2022	Mar2021	Mar2020
EQUITY AND LIABILITIES
Share Capital	1593.80	1589.10	1558.70	1555.80	1439.90
Equity - Authorised	1700.00	1600.00	1600.00	1600.00	1600.00
Â Equity - Issued	1593.80	1589.10	1558.70	1555.80	1439.90
Equity Paid Up	1593.80	1589.10	1558.70	1555.80	1439.90
Equity Shares Forfeited	0.00	0.00	0.00	0.00	0.00
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00
Share Warrants & Outstandings	311.70	194.10	117.20	85.20	86.10
Total Reserves	63794.30	49286.50	39993.20	35274.50	25816.20
Securities Premium	24981.30	24785.90	22681.20	22631.30	14835.90
Capital Reserves	499.50	499.50	499.50	499.50	499.50
Profit & Loss Account Balance	30110.70	18551.30	11947.30	9242.20	8185.30
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	8202.80	5449.80	4865.20	2901.50	2295.50
Reserve excluding Revaluation Reserve	63794.30	49286.50	39993.20	35274.50	25816.20
Revaluation reserve	0.00	0.00	0.00	0.00	0.00
Shareholder's Funds	65699.80	51069.70	41669.10	36915.50	27342.20
Minority Interest	0.00	0.00	0.00	1048.30	1089.50
Long-Term Borrowings	0.00	0.00	0.00	0.00	0.00
Secured Loans	216654.90	160096.70	127101.70	106520.60	94366.40
Non Convertible Debentures	20421.20	16723.50	14181.00	16599.40	7925.80
Converible Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Packing Credit - Bank	0.00	0.00	0.00	0.00	0.00
Inter Corporate & Security Deposit	0.00	0.00	0.00	0.00	0.00
Term Loans - Banks	130049.90	107403.30	86974.40	62562.40	60376.90
Term Loans - Institutions	30596.00	21232.20	25008.90	25012.00	23016.20
Other Secured	35587.80	14737.70	937.40	2346.80	3047.50
Unsecured Loans	1502.80	2773.30	1849.50	2892.70	1030.30
Fixed Deposits - Public	0.00	0.00	0.00	0.00	0.00
Loans and advances from subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter Corporate Deposits (Unsecured)	0.00	0.00	0.00	0.00	0.00
Foreign Currency Convertible Notes	0.00	0.00	0.00	0.00	0.00
Long Term Loan in Foreign Currency	1280.70	1258.80	1160.80	0.00	0.00
Loans - Banks	222.10	988.00	0.00	0.00	0.00
Loans - Govt.	0.00	0.00	0.00	0.00	0.00
Loans - Others	0.00	0.00	0.00	1715.60	0.00
Other Unsecured Loan	0.00	526.50	688.70	1177.10	1030.30
Deferred Tax Assets / Liabilities	-1369.20	-809.30	-1553.90	-1040.90	-574.40
Deferred Tax Assets	1577.60	1124.80	1802.60	1660.70	965.00
Deferred Tax Liability	208.40	315.50	248.70	619.80	390.60
Other Long Term Liabilities	878.10	668.00	0.00	0.00	0.00
Long Term Trade Payables	0.00	0.00	0.00	0.00	0.00
Long Term Provisions	13159.00	5288.40	4629.60	4962.70	4815.50
Total Non-Current Liabilities	230825.60	168017.10	132026.90	113335.10	99637.80
Current Liabilities
Trade Payables	2563.50	3037.00	2590.20	2016.90	1086.50
Sundry Creditors	2563.50	3037.00	2590.20	2016.90	1086.50
Acceptances	0.00	0.00	0.00	0.00	0.00
Due to Subsidiaries- Trade Payables	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	435.50	311.80	1026.20	943.10	784.10
Bank Overdraft / Short term credit	0.00	0.00	0.00	0.00	0.00
Advances received from customers	0.00	0.00	0.00	0.00	0.00
Interest Accrued But Not Due	0.00	0.00	0.00	0.00	0.00
Share Application Money	0.00	0.00	0.00	0.00	0.00
Current maturity of Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Current maturity - Others	0.00	0.00	0.00	0.00	0.00
Other Liabilities	435.50	311.80	1026.20	943.10	784.10
Short Term Borrowings	252.40	252.60	255.70	0.00	0.00
Secured ST Loans repayable on Demands	0.00	0.00	0.00	0.00	0.00
Working Capital Loans- Sec	0.00	0.00	0.00	0.00	0.00
Buyers Credits - Unsec	0.00	0.00	0.00	0.00	0.00
Commercial Borrowings- Unsec	0.00	0.00	0.00	0.00	0.00
Other Unsecured Loans	252.40	252.60	255.70	0.00	0.00
Short Term Provisions	323.20	2645.40	2084.00	943.60	140.40
Proposed Equity Dividend	0.00	0.00	0.00	0.00	0.00
Provision for Corporate Dividend Tax	0.00	0.00	0.00	0.00	0.00
Provision for Tax	0.00	2384.80	1856.50	763.90	0.00
Provision for post retirement benefits	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00
Other Provisions	323.20	260.60	227.50	179.70	140.40
Total Current Liabilities	3574.60	6246.80	5956.10	3903.60	2011.00
Total Liabilities	300100.00	225333.60	179652.10	155202.50	130080.50
ASSETS
Loans (Non - Current Assets)	251049.90	190433.40	147653.30	117204.80	110989.10
Gross Block	8261.40	7775.40	7595.70	6584.40	6195.90
Less: Accumulated Depreciation	2170.60	1785.10	1306.80	856.70	430.90
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	6090.80	5990.30	6288.90	5727.70	5765.00
Lease Adjustment A/c	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	0.00	0.00	0.00	0.00
Non Current Investments	5.40	5.40	5.40	5.40	455.60
Long Term Investment	5.40	5.40	5.40	5.40	455.60
Quoted	0.00	0.00	0.00	0.00	0.00
Unquoted	5.40	5.40	5.40	5.40	455.60
Long Term Loans & Advances	13720.10	5719.60	4929.10	5217.10	4973.90
Other Non Current Assets	0.00	0.00	129.50	0.00	0.00
Total Non-Current Assets	270911.60	202188.10	159036.90	128161.20	122212.00
Current Assets Loans & Advances
Currents Investments	14383.60	4539.80	0.00	0.00	0.00
Quoted	14383.60	4539.80	0.00	0.00	0.00
Unquoted	0.00	0.00	0.00	0.00	0.00
Inventories	0.00	0.00	0.00	0.00	0.00
Raw Materials	0.00	0.00	0.00	0.00	0.00
Work-in Progress	0.00	0.00	0.00	0.00	0.00
Finished Goods	0.00	0.00	0.00	0.00	0.00
Packing Materials	0.00	0.00	0.00	0.00	0.00
Stores Â and Spare	0.00	0.00	0.00	0.00	0.00
Other Inventory	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	0.00	0.00	0.00	0.00	2.20
Debtors more than Six months	0.00	0.00	0.00	0.00	0.00
Debtors Others	0.00	0.00	0.00	0.00	2.20
Cash and Bank	13139.10	14364.30	17613.90	24843.80	7176.40
Cash in hand	27.50	124.30	75.80	82.40	13.80
Balances at Bank	13111.60	14240.00	17538.10	24761.40	7162.60
Other cash and bank balances	0.00	0.00	0.00	0.00	0.00
Other Current Assets	1474.20	1658.10	860.80	1109.30	409.50
Interest accrued on Investments	0.00	0.00	0.00	0.00	0.00
Interest accrued on Debentures	0.00	0.00	0.00	0.00	0.00
Deposits with Government	0.00	0.00	0.00	0.00	0.00
Interest accrued and or due on loans	0.00	0.00	786.70	1054.70	357.70
Prepaid Expenses	186.00	131.40	74.10	54.60	51.80
Other current_assets	1288.20	1526.70	0.00	0.00	0.00
Short Term Loans and Advances	191.50	2583.30	2140.50	1088.20	280.40
Advances recoverable in cash or in kind	72.20	82.70	174.00	150.40	99.70
Advance income tax and TDS	0.00	2379.20	1841.90	754.00	0.00
Amounts due from directors	0.00	0.00	0.00	0.00	0.00
Due From Subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter corporate deposits	0.00	0.00	0.00	0.00	0.00
Corporate Deposits	0.00	0.00	0.00	0.00	0.00
Other Loans & Advances	119.30	121.40	124.60	183.80	180.70
Total Current Assets	29188.40	23145.50	20615.20	27041.30	7868.50
Net Current Assets (Including Current Investments)	25613.80	16898.70	14659.10	23137.70	5857.50
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00
Total Assets	300100.00	225333.60	179652.10	155202.50	130080.50
Contingent Liabilities	42.40	2.50	3.50	3.60	5.70
Total Debt	218410.10	163122.60	129206.90	109413.30	95396.70
Book Value	410.27	320.15	266.58	236.73	189.29
Adjusted Book Value	410.27	320.15	266.58	236.73	189.29

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Ratnakar Securities

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