Ratnakar Securities Pvt. Ltd.

GENERAL INSURANCE CORPORATION OF INDIA

NSE : GICREBSE : 540755ISIN CODE : INE481Y01014Industry : InsuranceHouse : PSU

BSE473.257.75 (+1.66 %)

PREV CLOSE ( ) 465.50

OPEN PRICE ( ) 465.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 322221

TODAY'S LOW / HIGH ( )456.35 483.60

52 WK LOW / HIGH ( )280.25 525

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Particulars	Mar2024	Mar2023	Mar2022	Mar2021	Mar2020
Operational & Financial Ratios
Earnings Per Share (Rs)	0.00	39.37	13.60	11.35	-1.06
CEPS(Rs)	38.11	39.37	13.60	11.35	-1.06
DPS(Rs)	10.00	7.20	2.25	0.00	0.00
Book NAV/Share(Rs)	239.03	205.18	164.31	149.64	136.48
Tax Rate(%)	0.00	0.00	0.00	0.00	0.00
Margin Ratios
Core EBITDA Margin(%)	-12.19	-7.78	-11.60	-13.28	-15.27
EBIT Margin(%)	24.04	23.24	9.97	8.09	-0.62
Pre Tax Margin(%)	24.04	23.24	9.97	8.09	-0.62
PAT Margin (%)	19.84	19.20	6.03	4.98	-0.42
Cash Profit Margin (%)	19.84	19.20	6.03	4.98	-0.42
Performance Ratios
ROA(%)	8.73	10.83	4.20	4.32	-0.39
ROE(%)	17.16	21.31	8.66	7.94	-0.75
ROCE(%)	20.79	25.80	14.31	12.89	-1.11
Asset Turnover(x)	0.44	0.56	0.70	0.87	0.94
Sales/Fixed Asset(x)	71.72	88.39	116.77	121.31	135.60
Working Capital/Sales(x)
Efficiency Ratios
Fixed Capital/Sales(x)	0.01	0.01	0.01	0.01	0.01
Receivable days	0.00	0.00	0.00	0.00	0.00
Inventory Days	0.00	0.00	0.00	0.00	0.00
Payable days
Valuation Parameters
PER(x)		3.40	8.37	17.58	0.00
PCE(x)	8.66	3.40	8.37	17.58	-98.70
Price/Book(x)	1.38	0.65	0.69	1.33	0.77
Yield(%)	3.03	5.38	1.98	0.00	0.00
EV/Net Sales(x)	0.98	-0.01	-0.04	0.41	0.05
EV/Core EBITDA(x)	8.09	-0.04	-0.46	12.75	-2.95
EV/EBIT(x)	4.08	-0.02	-0.37	5.07	-8.39
EV/CE(x)	0.79	-0.01	-0.02	0.31	0.06
M Cap / Sales	1.72	0.65	0.51	0.88	0.41
Growth Ratio
Net Sales Growth(%)	-6.31	-9.06	-1.07	-9.85	15.95
Core EBITDA Growth(%)	-23.48	67.23	147.85	265.13	-128.26
EBIT Growth(%)	-3.09	112.10	21.83	1281.71	-106.89
PAT Growth(%)	-3.21	189.46	19.82	1168.12	-106.76
EPS Growth(%)	-100.00	189.46	19.82	1168.12	-106.76
Financial Stability Ratios
Total Debt/Equity(x)	0.00	0.00	0.00	0.00	0.00
Current Ratio(x)	0.52	0.53	0.53	0.55	0.62
Quick Ratio(x)	0.52	0.53	0.53	0.55	0.62
Interest Cover(x)
Total Debt/Mcap(x)	0.00	0.00	0.00	0.00	0.00

attention investors
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KYC & KRA Status Awareness

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER

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RISK DISCLOSURES ON DERIVATIVES

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

Ratnakar Securities

Financial Ratios

GENERAL INSURANCE CORPORATION OF INDIA

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RISK DISCLOSURES ON DERIVATIVES