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Profit & Loss

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU
BSE100.29-1.72 (-1.69 %)
PREV CLOSE ( ) 102.01
OPEN PRICE ( ) 102.96
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 116481
TODAY'S LOW / HIGH ( )100.01 102.96
52 WK LOW / HIGH ( )88.2 152.45
Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
I. INCOME
  
  
  
  
  
Interest Earned
112132.03
93552.28
80129.79
81110.88
84462.89
     Interest / Discount on advances / Bills
86086.67
69975.54
60148.83
60630.15
65724.97
     Interest on balances with RBI and other Inter-bank funds
367.19
941.71
1686.91
3172.25
2660.32
     Income on investments
22654.30
20709.24
16768.54
17307.93
16076.09
     Others
3023.87
1925.79
1525.50
0.55
1.50
Other Income
8376.73
7652.42
7534.83
7014.94
5085.97
     Commission,exchange and brokerage
2464.27
1590.92
2007.74
2158.20
2377.20
     Profit / (loss)on sale of investments(net)
575.22
516.67
1230.96
2521.64
816.26
     Profit on sale of Fixed Assets
10.67
11.93
2.86
2.84
4.37
     Foreign Exchange Gains
122.26
142.02
163.66
104.81
7.79
     Income earned from subsidiaries/joint venture
-417.69
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
5204.31
5390.87
4129.61
2227.46
2298.05
Total Income
120508.76
101204.70
87664.62
88125.82
89548.86
II. EXPENDITURE
Interest Expended
60079.31
46094.38
41013.37
43398.80
47392.43
     Intereston Deposits
56853.66
43512.42
39013.37
41398.65
44965.20
     Interest on RBI / inter-bank borrowings
375.67
364.80
14.36
12.65
37.69
     Other Interest
2849.98
2217.16
1985.64
1987.50
2389.54
Operating Expenses
37625.56
36508.70
35986.53
28841.63
27345.72
     Payments to and provisions for employees
25789.80
27085.63
26750.79
20624.30
18906.39
     Rent,Taxes and lighting
1129.50
1046.55
979.73
965.77
998.90
     Depreciation on Banks property
2079.25
1324.68
1243.33
1342.81
1256.74
     Depreciation on leased assets
96.99
251.87
197.53
     Auditor's fees and expenses
171.26
131.35
221.55
180.82
177.54
     Law charges
174.21
187.19
128.20
113.51
96.90
     Communication Expenses
53.65
49.64
40.77
48.21
40.89
     Repairs and Maintenance
393.18
308.34
340.06
200.13
198.03
     Insurance
1636.03
1441.45
1293.85
1188.22
903.37
     Other expenses
6101.72
4681.99
4790.73
4177.87
4766.96
Provisions and Contingencies
-1076.89
741.25
3208.94
10517.94
26250.97
     Provision for investments
758.80
834.60
-206.60
313.30
1516.80
     Provision for advances
-282.40
-217.90
-134.00
-306.70
     Others Provisions
-1835.69
189.05
3633.44
10338.64
25040.87
Profit Before Tax
23880.78
17860.37
7455.78
5367.45
-11440.25
Taxes
6181.70
5874.50
2411.40
1019.50
393.60
     Current Income Tax
5897.50
5310.10
2153.40
366.50
719.10
     Deferred Tax
284.20
564.40
258.00
653.00
-325.50
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
17699.08
11985.87
5044.38
4347.95
-11833.85
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
13.16
-180.70
-95.87
-63.49
Other Consolidated Items
Consolidated Net Profit
17712.25
11805.17
4948.51
4284.47
-11833.85
Adjustments to PAT
IV. APPROPRIATIONS
17712.25
11805.17
4948.51
4284.47
-11833.85
     Transfer to Statutory Reserve
4418.17
2993.45
1253.91
1080.31
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
10681.53
8295.98
3359.46
1865.41
-12138.45
     Appropriation to Other Reserves
     Equity Dividend
2367.54
515.74
     Corporate dividend tax
     Other appropriations
245.00
0.00
335.15
1338.75
304.60
Equity Dividend %
215.00
50.00
Earnings Per Share
16.08
11.44
5.30
6.01
-16.59
Adjusted EPS
16.08
11.44
5.30
6.01
-16.59
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
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Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX & NCDEX : INZ000024138
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.