Ratnakar Securities

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Profit & Loss

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFCHouse : MNC
BSE1081.1529.5 (+2.81 %)
PREV CLOSE ( ) 1051.65
OPEN PRICE ( ) 1051.65
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 27776
TODAY'S LOW / HIGH ( )1051.65 1102.15
52 WK LOW / HIGH ( )750.05 1553
Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
INCOME :
  
  
  
  
  
Operating Income
51666.70
35451.20
27428.20
24610.00
17043.10
     Sale of Shares / Units
     Interest income
49001.10
33271.30
25673.40
22900.30
16333.90
     Portfolio management services
     Dividend income
     Brokerages & commissions
     Processing fees and other charges
924.20
195.10
132.10
87.60
50.00
     Other Operating Income
1741.40
1984.80
1622.70
1622.10
659.20
Operating Income (Net)
51666.70
35451.20
27428.20
24610.00
17043.10
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
6694.30
5152.40
4376.60
3799.90
2620.50
     Salaries, Wages & Bonus
5885.80
4542.80
3882.00
3412.40
2251.70
     Contributions to EPF & Pension Funds
617.20
453.30
402.60
343.40
293.60
     Workmen and Staff Welfare Expenses
24.20
49.80
37.50
24.50
50.10
     Other Employees Cost
167.10
106.50
54.50
19.60
25.10
Operating & Establishment Expenses
1039.70
822.60
623.40
459.20
295.00
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
     Commission, Brokerage & Discounts
39.00
18.00
29.60
30.10
11.80
     Rent , Rates & Taxes
460.60
417.10
331.50
269.00
174.90
     Repairs and Maintenance
392.40
273.80
184.10
106.80
71.20
     Insurance
80.90
59.40
35.90
18.60
8.90
     Electricity & Power
66.80
54.30
42.30
34.70
28.20
     Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
1986.60
1656.50
1179.70
910.10
964.50
     Printing and stationery
105.90
61.50
62.00
63.00
64.00
     Professional and legal fees
314.40
272.60
172.00
169.80
244.60
     Advertisement & Sales Promotion
     Other General Expenses
1566.30
1322.40
945.70
677.30
655.90
Provisions and Contingencies
4719.00
4162.60
6167.20
7913.70
2533.80
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
0.10
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
4719.00
4162.60
6167.20
7913.60
2533.80
Less: Expenses Capitalised
Total Expenditure
14439.60
11794.10
12346.90
13082.90
6413.80
Operating Profit (Excl OI)
37227.10
23657.10
15081.30
11527.10
10629.30
Other Income
59.80
56.70
73.10
50.80
11.70
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
     Income from investments
     Provision Written Back
     Others
59.80
56.70
73.10
50.80
11.70
Operating Profit
37286.90
23713.80
15154.40
11577.90
10641.00
Interest
17383.60
12161.20
9874.20
9333.20
5821.30
     Loans
15091.20
10541.70
7974.60
7736.10
4946.90
     Deposits
     Bonds / Debentures
2073.20
1469.10
1767.10
1423.90
685.10
     Other Interest
219.20
150.40
132.50
173.20
189.30
Depreciation
511.50
498.40
472.30
440.70
203.70
Profit Before Taxation & Exceptional Items
19391.80
11054.20
4807.90
1804.00
4616.00
Exceptional Income / Expenses
Profit Before Tax
19391.80
11054.20
4807.90
1804.00
4616.00
Provision for Tax
4932.50
2793.60
1277.20
490.00
1261.10
     Current Income Tax
5439.60
2386.40
1202.80
1064.40
1604.70
     Deferred Tax
-513.20
448.50
74.40
-574.40
-343.60
     Other taxes
6.10
-41.30
0.00
0.00
0.00
Profit After Tax
14459.30
8260.60
3530.70
1314.00
3354.90
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
26.20
-19.40
Share of Associate
Other Consolidated Items
Consolidated Net Profit
14459.30
8260.60
3530.70
1340.20
3335.50
Adjustments to PAT
Profit Balance B/F
18551.30
11947.30
9175.60
8185.30
5535.50
Appropriations
33010.60
20207.90
12706.30
9525.50
8871.00
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
33010.60
20207.90
12706.30
9525.50
8871.00
Equity Dividend %
100.00
Earnings Per Share
90.72
51.98
22.65
8.61
23.16
Adjusted EPS
90.72
51.98
22.65
8.61
23.16
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
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Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

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.......... Issued in the interest of Investors

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Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX & NCDEX : INZ000024138
Investor Grievance ID : investorgrievance@ratnakarsecurities.com
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.